THE EMERGENCY REPAIR PROGRAM NO LONGER EXISTS. IT HAS BEEN REPLACED WITH THE PROGRAM BELOW.
Energy Efficiency/Handicap Accessibility Program
To optimize energy efficiency and accessibility while ensuring health and safety for owner occupied homes; particulary for the elderly, people with disabilities and children.
Source of Funds
Community Development Block Grant (“CDBG”)
Must be qualified as a household of low to moderate income (Richland County must use HUD’s income limits which defines low to moderate income as 80% of the area median income with adjustments for household size – see attached HUD Income Limits). Annual income is subject to verification using the Part 5 Annual Income
definition. To be eligible for Handicap Accessibility Program there must be a disabled person in the household.
- Location: Property must be located in an unincorporated area of Richland County.
- Primary Residence: Applicant must own and occupy the property as their principal residence. Life Estates must have all non-resident persons who still own interest in property sign off on legal documents. Heir property is not eligible.
- Value: The after-rehabilitation property value must be no more that $138,000.
- Type: Single-family detached (home must be built in 1978 or later).
- Energy Efficiency Improvements to include: Blower door test, building wrap, siding, flashing, installing insulation in floors, attics, around sir ducts and pipes, water heaters, near foundation and sills; storm window installation; replacement of inefficient exterior doors with draft; seal gaps, cracks, holes around doors, windows and pipes; ceiling lights and light switches replacement; installation of modern, energy-saving heating and cooling equipment, water heaters, and programmable thermostats.
- Costs associated with improving accessibility for the handicapped. Examples include, but are not limited to, ramps, lifts, grab bars, lowering countertops, widening doors and bathroom modifications.
80% of area median income or below ( please click to view attached HUD Income Limits)
- Interest Rate: 0%
- Term: 5 years
- Repayment: Deferred Forgivable Loan. This type of loan is interest free and requires no repayment as long as there is no change in ownership or occupancy for a period of five (5) years. If there is a change in the ownership or occupancy of the property a pro-rata portion of the loan is due in full. (Based on the rate of 1/60th forgiven each month)
For more information, please contact Frank Frienson at email@example.com or Jocelyn Jennings at firstname.lastname@example.org.